Facing foreclosure? You're not alone, and there are more options than you might think. Let us help you explore solutions before auction.
North Carolina is a "deed of trust" state, which means foreclosure can happen relatively quickly—typically 120 days after the first missed payment. Understanding the timeline is critical to finding solutions.
The earlier you act, the more options you'll have. Even if you're close to auction, there may still be time.
Pay back all missed payments plus fees to bring loan current. Works if you have the funds available.
Negotiate new payment terms with your lender. Can lower payments and extend the loan term.
Sell the home for less than the loan balance with lender approval. Requires lender cooperation.
We take over your mortgage payments while you transfer ownership. Stops foreclosure, saves your credit.
Transfer ownership directly to the lender. Not as damaging to credit as foreclosure.
Time is critical in foreclosure situations. Contact us today to explore your options.