Creative Financing

Subject-To Financing

A creative solution where we take over your existing mortgage while you transfer ownership. Stop foreclosure without destroying your credit.

How Subject-To Works

In a "subject-to" transaction, we purchase your property while keeping your existing mortgage in place. You transfer ownership to us, and we assume responsibility for making the mortgage payments.

The Process:

  1. 1.We agree on terms for the purchase
  2. 2.Title transfers to our name
  3. 3.We make your mortgage payments going forward
  4. 4.Foreclosure is stopped

Benefits for Sellers

Stops Foreclosure

The foreclosure process stops because payments are being made.

No Credit Damage

Your credit isn't ruined by foreclosure or short sale.

Quick Process

Can be completed in days, not months.

No Out of Pocket

We cover all costs and pay you for the equity.

Facing Foreclosure? Subject-To May Be Your Solution

Contact us to learn if this option works for your situation.

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